Retirement and Social Security Q&A 2

I mentioned in my first Retirement and Social Security Q&A that social security formed a major component in one's retirement planning. It was also reported that social security represented 39% of a typical retiree's retirement income.

And as we are still fresh into the New Year, any questions on New Year's resolution are certainly most appropriate and welcomed. In the following report, this question pertaining to New year's resolution was recently asked together with another social security question from a married couple. So readers, enjoy your reading!