Add to OnlywireRetirement may mean different things to different people. However, the most commonly held view is that retirement is the time to take things easy as well as for you to enjoy your newfound freedom from work commitments. This is the time for you to indulge in your favorite activities and passions that you didn't always have the time for while you were working.
When it comes to retirement, people seem to share similar concerns about the subject. Here are four of them:
Money and Finances
This is by far the most important concern facing people who are planning to retire. As people now live longer, not only must they be concerned about accumulating enough money to retire comfortably, they must also think about how to make that money last longer - perhaps for another 30 years or so.
Not having enough money during retirement might force would be retiree to continue working well into his/her sunset years. As the most common perception people have about retirement is for one to take things easy and to relax, the thought of having to continue working in order to bring in the money is something that they are not looking forward to.
Aging and Health
Aging and health are often interrelated and are other major concerns for people when they prepare for retirement. With advancing age, people who are retiring are more prone to health issues than people of younger age. As people still want to be active and enjoy their life when they retire, concerns about aging and health issues might curb their ability to do just that.
Independence
Another concern for most people, independence during retirement is about the ability to go about one's daily routine without needing help from others. Directly related to the issues of aging and health above, one should be in a fairly good health in order to be independent.
Loneliness
This is another concern for people, especially for couple that is planning to retire. The lost of a life partner is a major cause for loneliness. And the prospect of having to live alone one day is daunting enough, especially when they have been living together all these years.
In conclusion those are the four major concerns that I've managed to compile for you, my dear readers. These concerns are likely to face people when they retire. When planning for your retirement years, it is very important that you anticipate those concerns early and come up with a plan on how to at least mitigate them. In this way you are more prepared to deal with them when they arise.
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